Financial Education

Financial education attends to the development of short-term and long-term skills and competencies for academic and personal growth. Financial education supports students' academic performance in several subject areas and plays a major role in preparing students for college, career, and a life of financial stability and well-being. The state of Washington is committed to implementing high-quality financial education instruction to: 

  • Lay the foundational knowledge for students to be informed and productive members of society. 
  • Support the development of financially competent and fiscally responsible individuals. 
  • Prioritize the needs of each student by using inclusive language. 
  • Emphasize instructional understanding and application of a whole child approach. 

Financial Education Standards (OSPI)

Learning standards define what all students should know and be able to do. Standards are worded broadly to allow flexibility with district and classroom implementation.

  • Spending and Saving: Students will apply strategies to monitor income and expenses, plan for spending, and save for future goals.
  • Credit and Debt: Students will develop strategies to control and manage credit and debt.
  • Employment and Income: Students will use a career plan to develop personal income potential.
  • Investing: Students will implement a diversified investment strategy that is compatible with personal financial goals.
  • Risk Management and Insurance: Students will apply appropriate and cost-effective risk management strategies.
  • Financial Decision-Making: Students will apply reliable information and systematic decision-making to personal financial decisions.

Financial Education Resources